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About the services we provide
Business consulting in its purest sense is the ability to magnetize a business owner, entrepreneur, professional, startup or mature business to areas of critical performance based on meaningful, seasoned, and documented understanding of the issue.
Our audit team draws on over fifty years of experience to provide a wide assortment of services to charge unions under $500 million in assets, also inner audit services to those over $500 million in assets.
Not all statistical consultants are statisticians, so select the consultant carefully. Start looking for a statistical consultant with an advanced degree in data who offers statistical consulting services on a full-time basis.
If you have ever had a loan application declined, you will agree with me when I say it can be a terrible feeling. It’s even worse when you get declined more than once. Of course, the lender reserves the right to accept your application or decline it depending on the circumstances of the case. While you may not like the feeling, there is almost always a valid reason for your loan to be turned down and it’s up to you to find out why.
Here are some of the reasons why you may not be able to secure a loan:
1. Insufficient income
No one is going to lend you money unless they are satisfied that you will be able to pay it back within the stipulated time. If your debt-to-income ratio is too high, you may struggle to meet your financial obligations including paying off your debts.
2. Poor credit score
This is a very common reason that banks give for denying loan applications. When you have a poor credit score, there is a high probability that you may not be able to pay back the loan because you have an unimpressive repayment history. Some of the ways you can improve your credit score is by ensuring all your bills are paid in time and not applying for another loan for a while.
In some cases, you may be required to provide security in order to get a loan. For example, if you are purchasing a house, then that house can act as security for the loan. This way, the lender is protected in the event that you cannot repay the loan.
4. Lack of credit history
Most financing programs view your credit history to see whether you have a history of repaying your debts. When they don’t have sufficient information to rely on, they may be hesitant to approve your loan.
Although it can be frustrating when your loan is refused, it doesn’t mean that you are doomed. Once you have determined the reasons for the refusal, it is time to move forward. A good first step would be to rectify any issues that you encountered with the first application. You may also approach different lenders to see whether their stance is different from the first lender’s.
Here are some things to look for in the UK with an online loan when your credit isn’t sterling:-
The most convenient type of loans:
The best terms:
Are you one of the many people who are not sure about the best financial careers in the market? Well, if the answer is yes to that question, then worry no more. After reading this article, you will be able to compare, get information and you will be able to choose the best. It is said money make the world go round, literally, this is true since it is impossible to run a company with no finances. Below are the top 4 most competitive financial careers in the job market.
Financial controller is one of the backbone of an institution. This is because it single handedly runs all the departments of an organization. Some of the tasks that controllers carry out include management and formulation of financial plan. These plans include maintaining GAAP standards, debt control, allocation of funds to various projects and managing the budget among other chores.
- Minimum requirement is a Masters of Business Administration (MBA) degree, specialization in finance or accounting
- Must be a Certified Public Accountant (CPA)
- An experience of 5 to 10 years in senior level management
2.Business valuation analysts:
The job of value analysts is to determine the value of a company or a business. In addition, in case there is sale of the business, they are also used to determine ownership interest. A business faces many complications and therefore a value analyst must possess a vast knowledge in fields such as economics, taxes, finance and accounting to offer positive solutions.
- Must be a Certified Public Accountant CPA
- Masters OF Business Administration (MBA) specialized in accounting or finance is an added advantage
- 5 to 7 years of experience in top or middle level management
3.Fund and senior level accountants:
What can a business or an organization do without an accountant? The answer to that question is absolutely nothing. This is so because it is the work of the accountant to determine the financial position of the business or the organization. The work of the accountant ranges from tax evaluation, assessing the liabilities, losses and assets of the business.
- Accounting degrees preferably CPA
- A minimum of 3 to 5 years of experience with private firms
It is common knowledge that the law requires all businesses to pay taxes for it is one of the many sources of government revenues. Failure to comply with the laws may result to among many closure of the business; this is why tax managers are core employees of a business. Tax managers ensure that a business complete tax returns and that it adheres to all local, international and federal laws concerning taxation.
- Masters of Business Administration(MBA) specialized in accounting or finance
- Certified Public Accountant CPA
- Minimum of 5 years of experience but 7 years for the senior positions
From the above, you are now familiar with the most competitive financial careers. If you are a student, choose the from the above list. They are marketable and are well paying job careers.
Who doesn’t like a little advice on making and saving money? Almost nobody. And there is plenty of that on television, on the radio, and in print. Advice galore.
Some better than others, and some more scandalous than others. This list will feature a little bit of flavor for everyone’s taste when it comes to getting financial advice.
Ol’ crooked Bernie Madoff made number five and could have been number one for all the wrong reasons. Instead, we gave the honors to someone else.
Bernie owned his own investment firm called, Bernard L Madoff Investment Securities, and even sat on the NasDaq electronic trading chair before getting popped for a plethora of fraud charged by the S.E.C. and federal government.
Madoff now gives sound fiscal advice from a cell. But the 79-year-old will always have a piece of U.S. financial history for committing what was dubbed, “the biggest fraud in Wall Street.”
- Fmr. financial advisor.
- Once was closely connected to the Democratic party and federal officials,
- Fmr. stockbroker and financier.
- Received 150 years in prison for securities fraud, investment advisor fraud and more.
Suze Orman may be the only female on this list, but don’t let that deceive you. She is an author, business and financial advisor, motivational speaker, and former television host and personality.
Her Suze Orman Show ran from 2002-2015 on CNBC. She is now enjoying a life out of the spotlight with her wife of 7 years. Her estimated net worth can range from $10 million to $30 million.
Some of her books:
- Women And Money.
- The Road To Wealth.
- Suze Orman’s Will And Trust Kit.
- You’ve Earned It Don’t Lose It.
Bueller, Bueller? Yes, it is that guy from the Ferris Bueller movie with the dry and sardonic tone. Ben Stein, who was once a speechwriter for president, Richard Nixon, is known for many talents.
His show with Jimmy Kimmel, “Win Ben Stein’s Money,” was a popular game show on Comedy Central and he regularly appears on Fox, in the Wall Street Journal, and once had a bi-weekly column for Yahoo Finance.
His estimated net worth is about $20 million. His books include:
- You Can Retire Comfortably.
- Yes You Can Time The Market
There may not be any more of a louder and lively figure on this list than that of, Jim Cramer. You know him from his long-time show on CNBC, “Mad Money,” where he bangs on tabletops, buttons, and shouts for some kind of sound effect.
He is known for his passionate advice in stocks, investing and market analysis. Business Insider claims that this former Goldman Sachs employee is worth between $50-100 million annually.
He has some best-selling books, including:
- Confessions Of A Street Addict.
- Get Rich Carefully.
- Mad Money.
- Getting Back To Even
The voice and reason behind getting your “financial life” back and your ducks in a row. You name it, and a good chance is that Dave Ramsay has done it. He’s a radio host, American businessman, TV personality, motivational speaker and a best-selling author.
His radio show can be heard on XM Radio, and he regularly appears on Fox Business Network.
It is estimated Dave Ramsay nets near $55 million and he is known for encouraging investors to hold four mutual funds in their 401k or IRA.
His best-selling books include:
- Financial Peace.
- Total Money Makeover
6.The Final Words
The likes of Ramsay, Orman, Cramer and Stein have sold over tens of millions of books on debt, market analysis, financial advice and more. While most people wouldn’t take advice from Madoff, they do line up for the words and thoughts of the aforementioned.
There doesn’t seem to be a pause in sight in popularity of financial advisors on TV or on the radio.
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